Everyday costs, line by line
Do you know the real cost?
Build an everyday budget from your own numbers. Inspect the breakdown, then share your estimate.
Start with your phone bill
Illustrative USD amounts. Enter your own monthly charges.
- Monthly total
- $115.00
- Annual total
- $1,380.00
Annual total assumes the same charges for 12 months. Taxes and other charges are excluded unless included in your entries.
Open receiptThe opened link includes your entered amounts. Anyone with that link can read them. Do not enter amounts you want to keep private.
Explore categories
Related costs, together. Pick one and use your own numbers.
25 results
Home & transportation
Housing, household bills, and getting around.
Calculator
Car ownership
First-year cash budget, plus a separate depreciation-based comparison.
Explore the numbersCalculator
Solo-living budget
Rent, social life, dating spend, self-care, time, and risk.
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Renting budget
Rent, roommate contributions, commute, utilities, and moving expenses.
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Solo versus shared household
Compare your share of rent, bills, setup, and household time on the same basis.
Explore the numbersTransport · Illustrative example
Your car payment is not your whole car budget.
Four recurring lines can tell a different story from the payment alone.
Explore the numbersFamily & relationships
The costs of caring, connecting, and celebrating.
Calculator
Dog ownership
Food, vet, grooming, boarding, time, and emergency risk.
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Dating
Dates, trips, apps, gifts, logistics, time, and attention.
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Raising a child
Childcare, housing share, food, tech, activities, time, and risk.
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Wedding guest season
Invitations, travel, stays, gifts, and outfits in one season budget.
Explore the numbersEveryday habits & plans
Food, subscriptions, routines, and going out.
Calculator
Coffee habit
Your mix of cafe drinks, home brew, tips, delivery, and time.
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Streaming stack
Subscriptions, bundles, unused plans, sports add-ons, churn.
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Gym membership
Boutique fitness, unused months, equipment, commute, time.
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Concert habit
All-in tickets, rides, parking, food, and your time at live shows.
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Nightlife budget
Cover, rides, food, drinks, and the time behind a night out.
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Hair and beauty routine
An editable routine of services, products, equipment, and time.
Explore the numbersFood delivery · Illustrative example
What does “just order in” cost over a year?
The meal, delivery charges, and tip all belong on the same receipt.
Explore the numbersPhone plans · Illustrative example
Your phone bill may be three purchases in one.
Service, the handset, and protection deserve separate decisions.
Explore the numbersFitness · Illustrative example
A gym membership is a plan. How often do you use it?
The useful question is not just the monthly fee. It is what you get from it.
Explore the numbersWork & money
Pay, insurance, borrowing, and long-term scenarios.
Calculator
Life insurance
Selected-policy premiums, additional fees, and optional uninsured-gap scenarios.
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Raise math
Gross raise, taxes, commute, lifestyle creep, and actual retained money.
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Investing vs saving
Compare compound-growth scenarios, contributions, and projected fee impact.
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401(k) fee drag
Expense ratios, time horizon, contributions, and compounding drag.
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Credit card debt
Minimum payments, APR, payoff timeline, and total interest.
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True hourly wage
Salary after commute, recovery time, taxes, and life-hours spent.
Explore the numbersGolf
Illustrative cost examples. Explore each receipt with your own numbers.