Food delivery
What does “just order in” cost over a year?
The meal, delivery charges, and tip all belong on the same receipt.
An illustrative starting point. Make the numbers yours below.
Take a hypothetical $200 monthly delivery budget apart before deciding what convenience is worth to you. This is an example to explore, not a claim about what other households spend.
Illustrative cash-only example
One illustrative month of delivery
Adjust a line to explore this monthly receipt.
Adjust the receipt
Monthly inputs
Each line is an editable cash assumption. No time, attention, or risk values are added.
Sharing an edited scenario includes every exact monthly amount in its link. Anyone with the link can read them. Do not share amounts you want to keep private.
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$2,400.00 a year.
A cash-only annualization of the monthly lines you entered. It is not a quote, community average, or prediction.
Cash / month
$200.00
Cash / year
$2,400.00
Largest monthly line
Meals ordered
$120.00/mo · 60% of this receipt
| Monthly line | Monthly | Annual |
|---|---|---|
| Meals ordered | $120.00 | $1,440.00 |
| Delivery and service charges | $48.00 | $576.00 |
| Tips | $32.00 | $384.00 |
| Total | $200.00 | $2,400.00 |
Illustrative USD amounts chosen for this scenario, not reported prices or a household average. Annualizing assumes the same spending for 12 months. Groceries, memberships, and your actual ordering pattern may change the comparison.
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Count the whole checkout
Food is only one line. Delivery and service charges, tips, and any membership fee belong in the same monthly total. Check your actual receipts: a subscription may cover some fees but not every charge.
Compare like with like
This example totals delivery spending; it does not say that all of it could be saved. A home-cooked alternative still has grocery costs and takes time. Compare the meals you would actually replace, not delivery against a zero-cost alternative.
Make the next order a deliberate choice
Look at a month of orders, separate the meal from the added charges, and decide which occasions are worth keeping. Share the example with someone you order with and compare what you each value about the convenience.
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